Turn Home Equity Into Income—With a Reverse Mortgage
If you're 62 or older, a reverse mortgage lets you convert your home’s equity into cash—without selling or making monthly payments. Stay in your home and get paid instead.
What Is a Reverse Mortgage?
A reverse mortgage is a loan that allows seniors to access their home equity as tax-free cash. Unlike a traditional mortgage, there are no required monthly payments. The loan is repaid when the home is sold or the borrower moves out permanently.
How It Works
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Why Consider a Reverse Mortgage?
It’s a flexible option for homeowners who want to supplement retirement income, cover medical costs, or eliminate existing mortgage payments—while staying in the home they love.
Why Seniors Choose Reverse Mortgages:
🪙 Supplement retirement income
🧾 No monthly mortgage payments
🏠 Stay in your home long-term
💼 Use funds for medical, travel, or living expenses
🔐 Flexible payout options (lump sum, monthly, or credit line)
Reverse Mortgage FAQs
Q: Will I still own my home?
Yes. You remain the owner and keep the title.
Q: What happens when I move or pass away?
The loan becomes due. Your heirs can repay it or sell the home.
Q: Is the money I receive taxable?
No. The funds are considered loan proceeds and are not taxed as income
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