NMLS ID 1234567 | +1 (949-943-3723
.
Buy With $0 Down—With a USDA Loan
Affordable home financing backed by the U.S. Department of Agriculture.
Designed for buyers in eligible rural and suburban areas with low to moderate income.
What Is a USDA Loan?
A USDA loan is a government-backed mortgage that offers 100% financing, low interest rates, and reduced mortgage insurance. It’s available to buyers purchasing a primary residence in designated USDA-eligible locations.
How It Works
🌾 0% down payment required
📍 Must be in a USDA-eligible rural or suburban area
💼 Income limits apply based on location and household size
📉 Lower mortgage insurance than FHA or conventional loans
Who Qualifies?
To qualify for a USDA loan, you typically need a credit score of 620 or higher, a steady income that falls within USDA eligibility guidelines, and the intention to use the property as your primary residence. Additionally, the home must be located in a designated USDA-eligible rural or suburban area.
Why Buyers Choose USDA Loans:
🚜 $0 down required
📍 Great for rural or suburban buyers
💰 Low monthly payments and mortgage insurance
🎯 Flexible credit and income guidelines
🏠 Backed by the U.S. government
USDA Loan FAQs
No. USDA loans are available to any qualifying buyer.
Yes. Many suburban areas near cities are USDA-eligible.
Yes, but it’s typically lower than FHA or conventional PMI.
About Us
Powered by LoanOfficer.ai, our websites leverages cutting-edge AI tools and one of the industry’s most optimized mortgage websites designed for speed, smart automation, and seamless borrower journeys.
Company NMLS: xxxxxx
Equal Housing Opportunity
Contact Us
