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Turn Home Equity Into Cash—With a Cash-Out Refinance
A cash-out refinance lets you replace your current mortgage with a new one for more than you owe—then pocket the difference in cash.
What Is a Cash-Out Refinance?
A cash-out refinance is a mortgage option that allows homeowners to take out a new loan for more than their current balance—and get the extra money in hand. Use it to consolidate debt, make home improvements, or boost your savings.
How It Works
🏡 Get a new mortgage based on your home’s current value
💸 Pay off your old loan
💰 Keep the difference in cash
🎯 Use the funds however you want
📊 Most lenders allow up to 80% of your home’s value (sometimes more with VA loans).
Ready to Tap Into Your Equity?
If you’ve built up value in your home, a cash-out refinance is a smart way to put that equity to work.
Why Homeowners Choose Cash-Out Refinancing:
💵 Access thousands in home equity
🔧 Fund upgrades, repairs, or renovations
📉 Pay off high-interest debt
💳 Lower your total monthly expenses
🏡 Stay in your home—no need to sell
📈 Put your equity to work for long-term goals
Cash-Out Refinance FAQs
Yes! Pay off debt, fund renovations, cover education costs—it's your money.
It might. Your new rate depends on market conditions and your credit.
No. You can shop around for the best offer.
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