Pre-qualification is a crucial step in the home-buying process. It shows sellers that you're a serious buyer, ready to move forward. Many real estate agents require buyers to be pre-qualified before they even start house hunting. It gives you an edge and helps you find the right home faster. Get started today to unlock your dream home.

Our One-Time Close Construction Loan is ideal for homebuyers who want to build a custom home. This single loan covers both the construction phase and permanent mortgage, reducing hassle and closing costs. It's available for primary homes, second homes, and even investment properties.

Before you start looking for your first home, it’s important to get pre-qualified. With a pre-qualification letter in hand, you’ll know your budget and can start viewing homes that fit your needs. A pre-qualification shows sellers that you’re serious and financially capable of making an offer.

Pre-qualification is a simple and quick process where lenders estimate how much mortgage you could be eligible for based on your financial information. By filling out our pre-qualification form, we can give you a clearer idea of your price range before you start house hunting.

Getting pre-qualified is an important first step towards homeownership. Fill out our form now and get one step closer to finding your dream home.

Your credit score plays a significant role in determining how much you can borrow. Lenders will look at your payment history, income, and existing debts to determine how likely you are to repay the loan each month.

Steps to Check Your Credit:

Free Credit Reports: You can access your credit score for free through sites like www.freecreditreport.com or www.creditkarma.com. These tools allow you to check your score and monitor changes over time.

Improve Your Score: If your credit score is below 640, focus on reducing debts and staying current with all your payments. This can help boost your credit score, increasing your chances of getting approved for a better mortgage rate.

 

We've been helping customers afford the home of their dreams for many years and we love what we do.

Company NMLS: 181106

Tony Baca | NMLS #949946 | Barrett Financial Group, L.L.C. | NMLS #181106 | 8485 W Sunset Rd Suite 202, Las Vegas, Nevada 89113 | LA | NV 5091 |  Equal Housing Opportunity | Equal Housing Lender | This is not a commitment to lend. All loans are subject to credit approval. | NMLS Consumer Access | Visit Barrett Financial Group’s Website