Since 1996, I have had the privilege of helping individuals and families finance their homes. Over the years, I've developed deep expertise in a niche area of lending that many loan officers only lightly touch—residential construction loans and reverse mortgage lending.

Since 2012, I've specialized in one-time close residential construction loans. I offer financing solutions for manufactured homes, modular homes, offsite-built, and system-built 1–4 unit houses. Whether you're building your dream home from the ground up or working with a factory-built system, I understand the unique needs and challenges that come with construction lending.

In 2015, I expanded my construction loan expertise regionally and later nationally, helping one of the largest mortgage companies in the country build their construction lending platform.

Today, I continue to help borrowers in Nevada and beyond with a full suite of construction financing options:

- VA 0% down construction loans

- FHA 3.5% down construction loans

- Conventional 5% down construction loans

- FHA 203k renovation loans

- Fannie Mae HomeStyle® renovation loans

I take great pride in making the construction loan process clear, efficient, and achievable for my clients, whether they are first-time builders or seasoned investors.

After partnering with a 30-year veteran of the reverse mortgage industry, I added reverse mortgage lending to the specialty products I offer.

If you—or a loved one—are exploring retirement solutions, I can help you secure financing through:

- Reverse Mortgage for Purchase (H4P)

- Reverse Mortgage Refinance

- Reverse Mortgage Construction Loans

Reverse mortgages can offer unique opportunities for seniors looking to downsize, purchase a new home without monthly payments, or tap into equity for retirement security. I am here to guide you or your family through this often-misunderstood process with care, clarity, and genuine respect.

✔ Experience: Nearly 30 years of mortgage lending expertise, with a strong focus on construction and reverse mortgage loans.

✔ Specialization: Deep knowledge of niche lending products that most lenders don't handle.

✔ Personalized Service: I don't believe in "one-size-fits-all." Every client gets the time, attention, and customized guidance they deserve.

✔ Proven Results: I've helped grow construction and specialty loan programs from small beginnings into national platforms.

✔ Local Understanding: Based in Nevada, I proudly serve clients in Las Vegas, Pahrump, Henderson, and surrounding areas—and beyond.

Whether you're planning to build your dream home, finance a renovation, or find new ways to thrive in retirement, I am here to help you succeed.

I invite you to reach out and discover how we can turn your homeownership or retirement goals into a reality. Whether you're ready to start today or just beginning to explore your options, I'm happy to answer your questions and guide you every step of the way.

Barrett Financial Group was founded in 2002 by owner and president, Trevor Barrett. Since then, our mortgage professionals have worked hard to deliver their best when our clients need us most. Today, our philosophy is to "make it happen" for our clients and partners by serving them with excellent service, value, and respect. That commitment to those we serve has earned us a spot as one of the top mortgage brokers in the nation.

Whether you're refinancing, buying your first home, or looking to purchase investment properties, we can get your loan done quicker and with better rates than the big banks can.

📍 Proudly serving clients through Barrett Financial Group, L.L.C.
📧 trevor@barrettfinancial.com
📞 702) 376-7068
📍 Office: Las Vegas, NV 89113
🔐 NMLS ID: 949946

📌 Disclaimer: All views expressed on these profiles are my own and do not necessarily reflect those of Barrett Financial Group. This is not a commitment to lend. All loans are subject to credit approval and program guidelines.

We've been helping customers afford the home of their dreams for many years and we love what we do.

Company NMLS: 181106

Tony Baca | NMLS #949946 | Barrett Financial Group, L.L.C. | NMLS #181106 | 8485 W Sunset Rd Suite 202, Las Vegas, Nevada 89113 | LA | NV 5091 |  Equal Housing Opportunity | Equal Housing Lender | This is not a commitment to lend. All loans are subject to credit approval. | NMLS Consumer Access | Visit Barrett Financial Group’s Website