Down Payment Options:

0% Down for VA Loans

3.5% Down for FHA Loans

5% Down for Conventional Loans

The Senior Freedom Mortgage, officially known as a reverse mortgage, is designed for homeowners age 62 and older. It can be used to purchase a new home or refinance your current one — with no monthly mortgage payments.* It’s a smart option for those looking to increase cash flow, cover expenses, or eliminate an existing mortgage.

Borrowers must continue to pay property taxes, homeowners' insurance, and maintain the home. Not all applicants will qualify. Terms and conditions apply.

Our One-Time Close Construction Loan is ideal for homebuyers who want to build a custom home. This single loan covers both the construction phase and permanent mortgage, reducing hassle and closing costs. It's available for primary homes, second homes, and even investment properties.

From blueprint to move-in day, we’ll help you make it happen

No monthly mortgage payments—just peace of mind for retirement, renovations, or travel.

We've been helping customers afford the home of their dreams for many years and we love what we do.

Company NMLS: 181106

Tony Baca | NMLS #949946 | Barrett Financial Group, L.L.C. | NMLS #181106 | 8485 W Sunset Rd Suite 202, Las Vegas, Nevada 89113 | LA | NV 5091 |  Equal Housing Opportunity | Equal Housing Lender | This is not a commitment to lend. All loans are subject to credit approval. | NMLS Consumer Access | Visit Barrett Financial Group’s Website